Ok I just got the Concerto and it was loaded with 94a. It looks like 95 is the latest Firmware I would like to update. I tried to update by just adding file to the SD card and with Harmony cart software. Both not working. The file says not recognized and the software says firmware updated but its not updated. The one big problem I am having is on the 7800 menu the highlighted game is not the game that starts its the one below it. Kind of strange. Any help would be great.