That fleeting moment of glee you feel when your credit card company wants to increase your limit by another £2000, but then you remember you have a wife.
Yep. But we have £3000 spent on another card and £1500 spent on this one. So no more emergencies - except that our new car has arrived at the garage and I now need to use my overdraft to pay the rest of the deposit. It never ends.
My bank silently rolled my credit limit as I approached the spending cap because while in dept, I had a good score by making timely payments. I'm still paying it off...