Yes that's right, there are a whole lot of important distinctions between HD and DD and I am inclined to agree with you that my analogy is inadequate, I mean I am actually discarding certain things just for the sake of simplicity here. I mean there are just so many different factors that effect the longevity and readability of the magnetic recordings that would probably require their own separate analogies, such as the inverse square law for example.
I myself have quite a few adapted floppy disks and they seem to have held up alright but I also subscribe to the very same philosophy regarding their use as you have expressed.