Auction payment terms ? Would you bid

[FND]

Hi everyone

 

I have seen a few post were some buyers say they won't bid on any auctions were

the seller does not take PayPal, or The Conditions are to long, or .....?

 

Anyway since I have been selling more items lately and my

Payment Accepted/Condition have undergone some changes

due to more experience with PayPal/Ebay I thought I would post

my newest version and ask if there would be anything there that

would turn any buyers away.

 

Any feedback good or bad will be appreciated.

 

Thanks in advance

 

Below are my new Payment accepted/conditions TOS

 

==========================================================================

PAYMENT AND SHIPPING INFORMATION

==========================================================================

PAYPAL PAYMENTS

Payment using Un-Confirmed PayPal address

will require an additional 1.30 for Signature Confirmation

to insure the package will be delivered to the correct individual

payments made with Confirmed PayPal address will not require this

additional charge

 

PayPal Using Bank Account

Any amount accepted

 

PayPal Credit Card

Only Payments of 50.00 or less accepted

without prior approval

 

Postal Money Order

(US Bidders Only)

 

Pink Postal Money Order

(Non US Bidders)

 

Personal Check

(US Bidders Only)

and ONLY if your feedback is +50 with no negatives

or with prior approval by me

 

Cash, US Dollars

(US & Other Countries)

 

Payment will be accepted using any of the following

methods and should be received within 10 days

from the end of auction

PAYPAL , POSTAL MONEY ORDER, CASH OR PERSONAL CHECK

 

PAYPAL: When using this method, please send payment to the following

PayPal Recipient:

[email protected]???????.com

 

If Using

PAYPAL, POSTAL MONEY ORDER OR CASH:

Item will be mailed on or before the first Friday after receiving payment

PERSONAL CHECK:

Item will be mailed on or before the first Friday after the check clears my bank.

 

=========================================

SHIPPING COST

=========================================

U.S. SHIPPING will be 4.15 for Boxed Priority Mail

Includes Delivery Confirmation which can be

used to track package through the USPS web site

http://www.usps.com/shipping/trackandconfirm.htm

 

OPTIONAL U.S. SHIPPING is available @ 2.00

for a padded envelope using USPS First Class mail.

This option is

NOT RECOMMENDED

for items were condition is a concern.

You will be accepting all responsibility for damage

incurred while in the care of the post office as

insurance and tracking are not available with this option.

 

 

ALL OTHER COUNTRIES will be sent AirMail or Economy Surface ( Your choice ),

exact cost plus one dollar US

 

=========================================

INSURANCE

=========================================

Winner pays for (OPTIONAL) Insurance cost.

I can not be responsible for items damaged, destroyed, lost or stolen

while in the care of the Post Office so insurance is recommended,

 

rates are

1.00 for first 100.00 dollars of coverage

2.00 for coverage between 101.00 and 200.00

3.00 for coverage between 201.00 and 300.00

And so on ....

 

Insurance provided by DSI

[Albert]

It's a lot of text to explain the different payment and shipping options, but it would not stop me from bidding on your auctions. The business about requiring signature confirmation with unconfirmed PayPal addresses is interesting. Have you had problems with unconfirmed PayPal addresses in the past?

 

..Al

[FND]

Thanks for the input Al

 

Actually I have not had any problems with the Unconfirmed address yet but I was

hoping by using the Signature Confirmation I would have proof that even though

I sent to an unconfirmed address the correct person did indeed receive the item.

 

I was also thinking it was to much text and as a result might scare off some bidders, I may have to try and shorten it up.

[JerseyDevil]

You don't say anything about regular money orders, only postal. I assume you don't accept regular money orders?

 

Those terms would not scare me off. Actually I would rather everything is explained up front, it avoids miscommunications.But if its too long, people won't read it and yours is not too long.

[Rick Weis]

the text is a bit long, not that it would stop me from bidding, but might stop some people...

 

the only one that could be a problem is

"PayPal Credit Card Only Payments of 50.00 or less accepted without prior approval"

 

on your BIG ticket items not everyone has 1K in their bank account and that also leads me to belive that you would want the buyer to pick up the pay pal charges. correct?

 

but over all, if it was something i HAD to have, NOTHING would stop me from bidding on your auctions!

 

good luck with your auctions!

 

Rick

 

PS: you wouldn't have a boxed lochjaw in those coming soon auctions would ya?

[jetset]

Too lengthy but nothing that would scare me away......

 

Just out of curiosity though, why the stipulation on the paypal w/credit card $50 or less only? Not that I would care too much, it's rare I spend more than $50......

 

Anyways, I always feel nervous about paying with a money order. That gives me as the buyer absolutely no recourse at all. Of coure, the one probelm I had with buying an item was with someone who only accepted money orders. I guess It scarred me for life.

[holygrailvideogames.com]

Requiring a signature for unconfirmed addresses will not protect you.

 

Why on items over $50 do you require approval if someone wants to pay using a credit card with PayPal?

[video game addict]

Probably because of fees, or maybe he just has separate accounts for cc/non-cc payments?

 

Regardless, most of that seems acceptable to all here, it may be a tad long thou. You might be better off adding that to your ME page, it takes all of 5 seconds to make, and then using a basic rules setup from your auctions, with a reference to your ME page for further explanation.

 

 

 

 

Question, regarding seller protection thru Paypal, is it a definite refund if you ship to a unconfirmed address & they lie about not receiving goods?

 

I mean, whether you get a Sig or just use the standard DC, you have proof it was delivered correct? So how does a buyer complain when they don't have a verified address, and they lie about not receiving goods?

 

Paypal just say OK, will give you a refund! To non-verified? Or is it something else, more like a reversal of the funds due to a fake CC number or stolen card? And since they never had a verified account, Paypal just takes it back away?

 

I've never had anyone complain against me, but I try to only deal with verified accounts. But I do accept any Paypal payments typically. I've just never fully understood what the deal is as far as verifed/unverified accounts when the seller protection comes into play.

[Lemmi]

except for the Postal money order, everything is ok here, i would bid on your stuff, and if your to F'ing lazy to read the whole auction then thats just plain stupid

 

just make the auction look nice and dont have the payment options all clustered into one long sentence (i hate those)

 

 

I pay for everything with a MO on Ebay and have only been burned once where i didnt get the product (it was a $14 item) i use the Corner Stores Western Union MO's - its just a pain to wait an hour or more at the post office for a Postal MO

 

 

hope this helps alittle

[video game addict]

Postal MOs are easier to cash for the seller, there should be no issues accepting other types thou, What if someone wanted to use Bidpay? That's WU as well. I much prefer Postal MO to the others as well, cash it when I ship off. All the others tend to pile up for a week or two sometimes before I get around to deposit.

[kheffington]

I do not see anything in the terms that would keep me from bidding. But the terms are too long and will probably not be read by most bidders.

[FND]

Wow, Thanks to everyone who responded I really appreciate the comments/advice

 

As for the stipulation on 50.00 Max on credit cards, that was to cover my self for

Credit Card charge backs, Not that I have had any problems and I am sure I could work with anyone who is dissatisfied but after reading a few complaints from sellers it looks like anyone can do a charge back at anytime up to six months using the simple excuse that the item was not as described additionally paypal will just take the money back and the buyer only receives a request to send the item back, Kinda scared me off on accepting the large amounts.

 

I think I will remove the signature confirmation stipulation as I had not considered

the excellent point made that there would not be much problem as long as the delivery confirmation was used which BTW I always use.

 

I do accept any type of Money Orders but only prefer the Postal money orders, looks like I will need to add that.

 

Oh the 50.00 cc thing had nothing to do with passing the paypal fees on to the buyers, I do accept those fees as the cost of doing business

 

Again thanks to everyone for the comments

[hhwolfman]

I fell a sleep half way through.